If you use a credit card irresponsibly you could end up with lots of expensive debt, negative items on your credit reports, or both. Typically, a student credit card has a low credit limit of up to Rs.15,000 as compared to other cards and is valid for 5 years. You can use a student credit card for various purposes like enrolling for … The NatWest deal, for example, will allow you to do a money transfer worth 95% of your overall credit limit. Scotiabank has designed credit cards for students so they can choose the suitable student credit cards among all. Find students credit cards from Mastercard. Purchases at grocery stores and wholesale clubs earn 2% cash back, and all other purchases earn 1% back. Please verify your date of Birth to proceed. It’s a specially designed scheme for students to pursue higher studies. The Discover it® Student Cash Back card is a well-rounded card that offers college students enrolled in a two- or four-year college the chance to build credit… In addition to this, you can also convert your purchases of above Rs.3,000 into easy EMIs. A student credit card is a credit card branded specifically for use by college and graduate students with limited credit history or better. Some student credit cards offer low introductory APRs, but the regular APRs on student credit cards tend to be above average. Check your eligibility. Typically, a student credit card has a low credit limit of up to Rs.15,000 as compared to other cards and is valid for 5 years. Many of the card offers that appear on this site are from companies from which we receive compensation. Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59). https://www.bankbazaar.com/credit-card/student-credit-card-in-india.html Credit cards have changed the way we spend. Also, you don’t have to produce income proof, which hastens approval. Accordion. “Typically, student credit cards have much lower credit limits than other credit cards,” he says. But before you get one, it's important to understand how credit cards impact your credit history. I agree that my action of entering the OTP sent by BFL and clicking the “Submit” button, constitutes a valid acceptance by me of the Terms contained herein and creates a binding and enforceable agreement between me and BFL. You are a student. Compare student credit cards here. These cards usually require you to be an active student when you apply (the Journey Student Rewards from Capital One ( Review ) is an exception — you don’t need to be a student to qualify). An add-on card works great as a student Credit Card because you can enjoy all the benefits, rewards and discounts available to the parent card. Student Credit Cards: How to get best credit card for students, Student credit cards are offered to college students only, Student credit cards don’t require a proof of income, How to apply for student credit card online, It helps you build credit score before graduating. I hereby expressly consent and authorise BFL/ its representatives/agents/ its business partners/its group companies/affiliates to send me any communication regarding products/services offered by them using various communication channels, such as, telephone, calls/SMS/bitly/bots/emails/post etc. You can view pending transactions, freeze your card and see the location of transactions While most credit cards require you to spend a certain amount to qualify for a bonus, the Chase Freedom Student card is … Compare travel credit cards here. Of the student credit cards, only three offer this facility: NatWest, Royal Bank of Scotland and Ulster Bank and they all charge interest immediately. This will be useful when they look to borrow larger sums, such as for a car, or home, later in life, as they'll have have established a history of good debt management. Remember to manage your money so you stay within this limit otherwise you will be charged a fee; You'll need to make at least the minimum payment each month. If you do share your details with us, we promise to keep them safe. In many cases, student credit cards will have more flexible credit requirements than other unsecured cards, meaning your teen’s lack of a credit history may not stop them from qualifying. Earn while you learn with student credit card. Since most students going to college are just starting out and don't have any credit to speak of, student credit cards take this into account when you apply. Student credit cards work in the same way as a normal credit card, but they typically have no annual fee and a low credit limit to help you avoid taking on too much credit. The Chase Freedom Student credit card earns an unlimited 1% cash back plus $20 per year upon renewal. This student credit card is essentially the same as Bank of America's Travel Rewards card, which means it offers higher risks and rewards than most other student cards. This makes it much easier to be approved than regular credit cards. A student credit card can limit the potential for problems. I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. Some issuers require you to have an education loan with them. Chase Freedom Student Card Bonus . You can make small to high-value purchases securely and avail emergency loans while earning handsome reward points. They charge higher transaction and withdrawal fees. Once approved, you'll automatically start earning cash back on all purchases. I authorize BFL to exchange, share all information and details as provided by me and in relation to my existing loans and/or repayment history to any third party including but not limited to its group companies, service providers, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies, business partners etc. A Student Credit Card can be a great way to cover unexpected expenses and build a good credit history. Our checker shows your chances of being approved for the card you want. Representative example; Representative 21.7% APR (variable) Purchase rate 15.9% p.a. Cancel. If you need to borrow money urgently, even a low income credit card could make your financial situation worse unless you use it very carefully. Once you get out of college and start your career, upgrade to a feature-packed credit card that not only leverages your finances, but also offers money-saving rewards. Balance transfer FAQs. By using a student credit card diligently during your student life, you will get a hang of managing credit by the time you graduate. What’s more, you can avail the SuperCard by meeting simple eligibility terms and submitting minimal documentation. I undertake to keep BFL updated of any change in the information provided by me. Student credit cards are easier to get than the average credit card, and they usually have $0 annual fees, rewards equal to at least 1% cash back on purchases, and minimum credit limits of $300 or so. 1. From travel and cash rewards to a lower interest rate, we have credit cards for students with a variety of features. Most credit card purchases (over £100 but not more than £30,000) are protected by Section 75 of the Consumer Credit Act. Student credit cards. A student credit card helps you build a good credit score before graduating. We don't sell your data. You can also choose to lower your credit limit if you want. 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