For example, students can get an unsecured card with rewards, no annual fee, and low fees overall—such a product doesn’t really exist for non-students with no credit history. Overall best student credit card in Canada. We narrowed the winners to cards with additional standout features. Get the right student credit card and enjoy travel rewards or earn cash back on everyday purchases. Best credit cards for December 2020. That’s a helpful tool for students who need to make purchases at the beginning of the school year, but can’t afford to pay it all off at once. Learn all about the credit card hacks you need to know to help you save money and redeem rewards. As you build credit with a student credit card, you'll have the added benefit of rewards like cash back, free credit score monitoring or incentives to maintain good grades. Our experts at CreditCards.com analyzed 109 student credit card offers to find our top recommendations. As an example, let’s take the Discover it® Student Cash Back—in my opinion one of the best student cards available right now. Find the right student card that fits your needs. 11 Builds credit with responsible use : Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. The best credit cards for cash back, travel and balance transfers — plus our top picks for students, Amazon and Whole Foods shoppers and Apple Pay enthusiasts. Look for a student card that will reward you for the types of purchases you make the most. The Discover it Student Cash Back tops our list as the best credit card for students because of its rewards rates and special perks. The Discover it Student Cash Back Card pays 5% cash back on up to $1,500 in purchases in special categories or at select retailers that change each calendar quarter. This card’s rewards are the same as Discover it Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover matches your cash back at the end of your first year. Apply for one online. Apply Now for Bank of America ® Cash Rewards credit card for Students † Terms & Conditions for Bank of America ® Cash Rewards credit card for Students Card Details Earn 3% cash back in the category of your choice, from online shopping to off-campus dining and more Scotiabank has designed credit cards for students so they can choose the suitable student credit cards among all. Luckily, student credit cards don’t usually have annual fees. MAXIMIZING CREDIT CARD REWARDS . They work exactly the same, but student cards carry lower credit limits and offer students an increased likelihood of approval. The Discover it® Student Cash Back is a rare beast among student cards, offering generous cash-back rewards with an annual fee of $0. Students who plan to use their credit card often may be able to get more cash back with other student credit cards. Discover it® Student Cash Back Discover it® Student Cash Back is a student credit card that helps you build a good credit history while earning up to 5 percent cash back on rotating categories. A student card that rivals some of the best cash back cards on the market. In that event, your money would be protected as it'd be in a separate account. Student credit cards are a bit different than other first credit cards, because credit card issuers tend to give better offers to students than non-students in similar financial situations. The Discover it® Student Cash Back is one of the most rewarding student credit cards. The HSBC Cash Rewards Mastercard® credit card Student Account is only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with HSBC Bank USA, N.A. (Max spend $1,500 per quarter, activation required) Credit cards and college can be a dangerous combination, no question. The Bank of America Student Cash Rewards card credit score requirement is fair credit. Plus, earn unlimited 1% cash back on all other purchases like books, groceries and college staples with the student Discover card designed for your lifestyle, on campus and off. See Bankrate's favorite student credit cards for 2020. But with the Bank of America Cash Rewards Card for students (described above), you could earn more. v3.8.0.1003 Powered By This card could be a good fit for students who want to earn cash rewards on everyday purchases, and without paying an annual fee. 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