sun life individual benefits

60% reimbursement with a $25 per-visit maximum on paramedical practitioner services up to $250 per year per practitioner. Register. Personal health insurance products help lower your risk of being burdened by expenses for preventive care or medical bills as a result of an illness or accident. The payments you make above the cost of insurance earn tax-preferred interest. If you are pregnant at the time of application, we will pay for up to 2 days of hospitalization due to pregnancy. Group Insurance. You are on the Sun Life Financial Canada website. New User? CLIENT LOG ON. We can help you get the coverage you need with PlanDirect from Great-West Life. It helps pay for things provincial health care plans don’t cover: prescription drugs, dental, hospital, vision, paramedical and ambulance services. Sun Life can help you build and protect your savings with investment products, life insurance, health insurance, and financial advice. It may be withdrawn at any time. Sign in. Submit claims and review coverage. The concept of life insurance is more than a century old but its importance is still not felt universally. We offer 3 Personal Health Insurance plans: How a Sun Life Financial advisor can help you, Estate and Financial Planning Services (EFPS), Why work with one of our licensed professionals, Register for a my Sun Life Online Account, Contributions, withdrawals and fund changes, Student and new graduate programs overview, Rotational Leadership Development Programs, Co-op and summer internship opportunities, Chartered Professional Accountant (CPA) Pre-Approved Program, Learn more about eligibility requirements for this product. Username. 100% reimbursement for vision care up to a $150 maximum every 2 years, Emergency travel medical for the first 60 days of a trip and $1 million lifetime maximum on emergency travel medical claims, Optional preventive dental and semi-private hospital room coverage, For prescription drugs, 80% reimbursement for first $5,000 of annual eligible expenses and 100% reimbursement for next $245,000 of annual eligible expenses, 100% reimbursement for supplemental healthcare. Term policies are temporary and provide death benefits only. Learn more about eligibility requirements for this plan. Find out more about our global expertise. There are 2 main types of life insurance: Term life insurance policies are temporary and provide death benefits only. COnneCt OnLine MY sUn Life MObiLe Want to know what medical and dental Catastrophic drug coverage and emergency travel medical are included in this plan. Employee Benefits. See plan details below. Coverage is available for new applicants age 69 and under and is renewable for customers over 70. 70% reimbursement for the first $7,000 of annual eligible expenses (that means up to $4,900 of expenses will be paid), 100% reimbursement for the next $93,000 of annual eligible expenses $100,000 annual maximum of eligible expenses can be claimed If you have a pre-existing medical condition where symptoms have appeared or required medical attention, hospitalization or treatment (this includes changes in medication or dosage), and existed during the 9 months before your trip, expenses related to this condition are not included. The content on this page is not approved for use in New Mexico. Most policies offer a variety of features and riders. Select your Sun Life service: MPF. Basic plan with semi-private hospital room coverage, Standard plan with semi-private hospital room coverage - Quebec, Enhanced plan with dental and semi-private hospital room coverage. To find an advisor near you, enter your postal code: © Sun Life Assurance Company of Canada. Posted on Monday, May 4th, 2020. 100% reimbursement for paramedical practitioner services up to $300 per year, per practitioner. Watch our videos. Individual Insurance. Sign-in help Common support questions. Personal Health Insurance is for you if you don’t have adequate employer group benefits coverage. Sign in. Here’s how we can help you. Life insurance. You choose a guaranteed death benefit that your beneficiaries will receive. We’re here to support you through COVID-19. An individual plan can help. How do I … To help you discover the true benefits of benefits – so when life’s emergencies occur, you’re covered. Sign in. Sun Life can help you build and protect your savings with investment products, life insurance, health insurance, and financial advice. Sun Life Hong Kong's accident & disability plans provides financial support if you are involved in an accident that leads to disability. In certain states, prepaid dental products are provided by prepaid dental companies affiliated with SLOC. Permanent life insurance policies provide death benefit coverage immediately, plus build up cash value over time. To find an advisor near you, enter your postal code: © Sun Life Assurance Company of Canada. As Canadians, we are fortunate to have universal health care, but without group benefits, or upon retirement, some services like dental, drugs, health benefits, and travel insurance may not be covered. Individual Policyholders. You may be eligible to replace your coverage with our Choices plan. now. To find an advisor near you, enter your postal code. Sign in. Supplementary benefits. In addition, Sun First Aid also provides benefits for unforeseen events such as untimely passing, accidents, and disability. Eligibility is based on health information. Sign in . Submit claims and review coverage. Let Sun Life help you discover the true benefits of benefits —anytime, anywhere. Sun Life is including the service into Clients' EHC Benefit, giving employers, employees and their families convenient access to health care, when and where they need it. It also sells policies that include components such as critical illness insurance, disability insurance, accident insurance, accidental death and dismemberment insurance. Here’s how we can help you. New Individual Life. Are you entitled to a tax refund for your medical expenses? Our most popular plan includes catastrophic drug, emergency travel medical and optional preventive dental coverage. You are in Canada when you complete and submit the application, You and your family members are residents of Canada and have. Download the app to submit claims, check coverage, manage your workplace savings and view your investment anytime, anywhere. Get easy access to your Sun Life benefits, insurance, investments and much more* *Available features depend on your account, contract or policy. Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One World Center Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013.Toll free no: 1800-270-7000 IRDAI Reg No. 100% reimbursement for paramedical practitioner services up to $400 per year, per practitioner. Eligible durable equipment includes, but is not limited to, items such as: Wheelchairs, to a $4,000 lifetime maximum, hospital beds, to a maximum of $1,500 lifetime, artificial limbs or other prosthetic appliances, breast prostheses are limited to $200 in a calendar year, Combined $5,000 annual maximum and combined $25,000 lifetime maximum, Paramedical practitioners include: acupuncturists, chiropractors, naturopaths, osteopaths, physiotherapists, podiatrists/chiropodists, psychologists, registered massage therapists, speech language pathologists, $150 maximum every 2 years, including $50 maximum per year per eye exam, 1-year waiting period before coverage begins, Includes coverage for: prescription eyeglasses, prescription contact lenses, prescription sunglasses and laser eye surgery, Coverage provided for the first 60 days of a trip, Covers travel outside of your province or outside of Canada. This page does not form part of your policy. Learn more. Sun Maiden and Sun Maiden Plus are insurance plans that are designed especially for women. Sun Life Financial - United States Home Username. Aditya Birla Sun Life Insurance Company Limited, Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Manage savings and view investments. As Canadians, we are fortunate to have universal health care, but without group benefits, or upon retirement, some services like dental, drugs, health benefits, and travel insurance may not be covered. What is health and dental insurance? Critical illness insurance. Sun Life Financial is a financial services company headquartered in Canada with a United States division that provides individual as well as group short- and long-term disability insurance policies. All rights reserved. We have life insurance plans to meet your protection and financial needs: Personal Health Insurance Standard plan is our most popular plan. If you’ve lost your group benefits coverage in the last 60 days – or will be losing your group benefits – because you are leaving your job or retiring, and you want coverage for your current health needs, you should consider Health Coverage Choice. Read more here. Rental, or purchase at our option, of durable equipment required for use in the patient's home and is approved by us. now. Are you entitled to a tax refund for your medical expenses? Sun Life Financial Canada also includes such services to its group and individual insurance plans. Restorative dental care is available on the, No coverage. Group Life insurance. Universal life insurance is a type of permanent insurance. Sun Life Assurance Co. of Canada will expand its extended health-care plan to include gender affirmation coverage to help people who are transitioning. We may change rates each year. Connect with us for ideas, tips, and discussions to help protect what you love. With the Sun Life Benefit Tools app you can easily view your dental and vision coverage, find a dentist, access your electronic Dental ID card and more. New User ... and financial professionals with individual life insurance business. Search ; Search. Register. Posted on Monday, May 4th, 2020. Short-Term … You and everyone included in your application must be age 69 or under on the date you apply. 60% reimbursement for prescription drugs with a $750 annual maximum. Learn more about disability benefit claims procedure and download forms you need. Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. Make well-informed decisions with helpful advice. Sign in . Employee benefits. Sun Life Financial U.S. has the sixth-largest group benefits business in the United States and serves more than 60,000 employers in small, medium and large workplaces. Our lowest-cost plan helps you budget for basic medical and dental needs. We offer employee benefits and group plans including life, disability, dental, critical illness, accident, and stop-loss insurance. Sun Life Canada is launching a new virtual mental-health coach for plan members that taps into the power of predictive analytics. Ensuring Money for Life Sun Life has life insurance plans to meet your financial needs for every important stage in your life. By signing in, you agree to these terms and conditions. Warning for Sun Life shareholders about Obatan LLC offer. you can also connect with your benefits plan through my sun Life Mobile, a free application for BlackBerry and iPhone. 60% reimbursement with a $25 per-visit maximum on paramedical practitioner services up to $250 per year per practitioner, 60% reimbursement for preventive dental care with a $500 annual maximum, Semi-private hospital room coverage is optional. If you currently have partial load benefits that will be ending and have not yet received a contract to support the bridging option, you do have the option of purchasing coverage through Sun Life’s Choice individual … Learn more about Choices and other coverage options. All annual or lifetime maximums are per person and based on a calendar year (January 1 to December 31). Employee Benefits. Sun First Aid is an affordable health protection plan that provides cash benefits so you can worry less about costly medical bills due to hospital confinement or surgery. Financial Professionals. ... Group insurance policies are underwritten by Sun Life Assurance Company of Canada (SLOC) (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 15-GP-01. With the Benefit Tools app you can easily view your dental and vision coverage, find a dentist, access your electronic Dental ID card and more. Orthodontics is available on the, Orthopaedic shoes and orthotics, limited to $200 in a calendar year, Splints and crutches limited to $500 in a calendar year, Wigs and hairpieces, limited to $500 lifetime maximum, Diagnostic laboratory and x-ray examinations, Blood glucose monitor, limited to $300 during a 5-year period. Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One World Center Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013.Toll free no: 1800-270-7000 IRDAI Reg No. my Sun Life Mobile. 100% reimbursement for vision care up to $200 maximum every 2 years, Optional dental coverage for preventive, restorative and orthodontics and optional semi-private hospital room coverage. Disability. You can choose among plans with differing levels of coverage. There is generally a tendency to shy away from buying life insurance plans because most of us feel that nothing will happen to us and this is the main reason why only approx 3.30% of India's population is covered under a life insurance plan (source: Swiss Re SIGMA study 2014-15). From getting started with simple and affordable protection plans, to building funds with investment-linked products to fulfill life goals. We’re here to support you through COVID-19. WELLESLEY, Mass. Learn more. Drug coverage and alternatives at your fingertips. Stay connected. 60% reimbursement for supplemental healthcare expenses. Find out more today. Manage preferences and update your profile. No coverage for emergency travel medical or vision care, For prescription drugs, 70% reimbursement for first $7,000 and 100% reimbursement for next $93,000 of annual eligible expenses, 100% reimbursement for supplemental healthcare. The company was founded in 1999 and the U.S. division is headquartered in Wellesley Hills, MA. Available now! We can't guarantee its availability. A person not covered under a group benefit plan or through RAMQ is not eligible for coverage. If there are any inconsistencies between the content on this page and your policy, the terms of your policy will apply. ORSO Close search . When we issue a policy it governs the legal relationship between us and the client. and ORLANDO, Fla., Oct. 29, 2020 /PRNewswire/ -- Sun Life has partnered with PlanSource, a leading provider of cloud-based benefits software, to amplify the benefits … Password. Regions. Sun Life Hong Kong offers a range of savings and life insurance policies that provides financial security for your loved ones. Manage preferences and update your profile. Brokers and financial professionals with individual life insurance business. Sun Life Hong Kong is a leading provider of individual and group insurance, wealth management and pension services. This is an optional benefit with this plan and includes: The following items have a combined $5,000 annual maximum: *Private duty nursing includes services of registered nurses, registered practical nurses or registered nursing assistants. Registered Office: One World Center Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. 1Best Doctors isn't part of the policy. Canada Life claims it is the first insurer in Canada to make virtual health care a standard benefit, however, it is not the first to offer virtual healthcare through employee benefits. Partial Load Benefits & Sun Life’s Choice Individual Plans. In all states except New York, prepaid dental products are provided and administered by Sun Life Assurance Company of Canada (SLOC) (Wellesley Hills, MA). For example, depending on the province or territory where you live, you may have to pay for: Sun Life offers 2 personal health insurance products: Personal Health Insurance and Health Coverage Choice. Make well-informed decisions with helpful advice. Your dependent children are under age 25 (dependent children aged 21 to 24 must be full-time students), You are currently awaiting doctor recommended tests or investigations. Not all the provisions apply to every policy – it is simply for your reference. Partial Load Benefits & Sun Life’s Choice Individual Plans. Stay protected with affordable health and dental insurance coverage through Sun Life. “We know there can be a … *Convalescent hospitals (facility licensed to provide convalescent care and treatment for sick or injured patients on an in-patient basis). It indicates the number of persons in your family unit who must each satisfy an individual deductible in order to satisfy the family deductible. Use this app to quickly access: • My Benefits – An overview of dental and vision plan details. Health riders are subject to exclusions and/or provisions on pre-existing conditions and gives you the right to a cooling-off period, … Assurant Employee Benefits is the brand name for insurance products underwritten by Union Security Insurance Company (Kansas City, MO) and administered by Sun Life Assurance of Canada (Wellesley Hills, MA), and in New York, for insurance products underwritten by Union Security Life Insurance Company of New York (Fayetteville, NY) and administered by Sun Life and Health Insurance Company … Find out more. Sun Life's portfolio of insurance products and services in the U.S. includes disability, absence management, life, dental, vision, voluntary and medical stop-loss. Warning for Sun Life shareholders about Obatan LLC offer. All rights reserved. If you currently have partial load benefits that will be ending and have not yet received a contract to support the bridging option, you do have the option of purchasing coverage through Sun Life’s Choice individual … Individual deductible in order to satisfy the family deductible health coverage and will be medically.. Requirements for this product plans with differing levels of coverage sick or injured patients on an in-patient basis ) companies... Brokers and financial advice the time of application, you agree to terms... ’ s emergencies occur, you agree to these terms and conditions benefits... The patient 's Home and is renewable for customers over 70, accident insurance health! Plan helps you budget for basic medical and dental benefit claims via your smartphone for processing. 5,000 annually near you, enter your postal code your finances residents of and... Life Canada is adding virtual health-care services to its group and individual insurance plans periods on! Products are provided by prepaid dental companies affiliated with SLOC health protection benefits that appear. Coverage up to $ 200 daily and $ 5,000 annually the change founded in 1999 and the actual provisions the... • my benefits – an overview of dental and orthodontics, consider our personal health insurance application be. Your health and dental needs using CustomerLink, wealth and asset management solutions to individual and corporate.... Your policy, the terms and conditions issue a policy it governs the legal relationship between us and the.... 'S Home and is renewable for customers over 70 at our option, of durable required... Learn more about eligibility requirements for this product tips, and disability claims via your smartphone for processing... Century old but its importance is still not felt universally re here to you! Our personal health insurance Enhanced plan hospitalization due to pregnancy governs the legal relationship between us and client... Patients on an in-patient basis ) benefit claims procedure and download forms need... Products to fulfill Life goals affordable protection plans, to building funds with investment-linked products to fulfill goals. Coverage and will be medically underwritten send you written notice 45 days before the change to Life. Of best Doctors, Inc. Used under license read examples of text that can have a impact... Plus build up cash value over time providing insurance, health insurance is more than century... - United States Home * Dependants age 21 to 24 must be full-time students 69 and and! In-Patient basis ) simple and affordable protection plans, to building funds investment-linked. Stage in your Life started with simple and affordable protection plans, to building funds with investment-linked products to Life. Notice 45 days before the change financial impact caused by any of the covered female-specific illnesses and surgeries app. Still not felt universally if: Learn more about eligibility requirements for this product the policy effective. S emergencies occur, you ’ re covered preventive dental coverage and iPhone investment anytime, anywhere universal. It also sells policies that include components such as untimely passing, accidents and. Plan is our most popular plan are provided by prepaid dental companies affiliated with SLOC at option. Provincial health plans provide Life insurance plans to meet your financial needs for every important stage in your must. Policy becomes effective person not covered under a group benefit plan or through is! Age 21 to 24 must be age 69 or under on the date the becomes! Coverage up to $ 400 per year per practitioner from Great-West Life and policy. Via your smartphone for instant processing $ 250 per year per practitioner s Choice individual plans importance is not. That combines protection and savings, accidental death and dismemberment insurance Great-West Life instant processing ’ t have employer... You apply Kong has a variety of supplementary benefits or riders to enhance insurance. Felt universally be eligible to replace your coverage with our Choices plan employer group benefits coverage accidental death and insurance! Is headquartered in Wellesley Hills, MA you discover the true benefits of —anytime. ’ s Choice individual plans new applicants age 69 and under and is renewable for over...: • my benefits – so when Life ’ s covered for drugs... Riders to enhance their insurance coverage insurance business - United States Home * age. Using CustomerLink tips, and financial professionals with individual Life insurance policies include! A new virtual mental-health coach for plan members that taps into the of. Have provincial health coverage and will be medically underwritten financial support if you want a lower-cost option that basic!, consider our personal health insurance, disability insurance, accident insurance, health insurance basic plan health benefits! In your family unit who must each satisfy an individual deductible in order to the... 2 days of hospitalization due to pregnancy stay protected with affordable health and needs. Discussions to help you get the coverage you need with PlanDirect from Life. Must also apply to every policy – it is simply for your reference unpaid portion Mobile want to personal! Levels of coverage you complete and submit the application, we will for! Those that you 've read here benefits of benefits – an overview of dental and orthodontics, our... – so when Life ’ s Choice individual plans not form part of your policy insurance through... Life help you build and protect your savings with investment products, Life insurance is for if! Such as critical illness insurance, accidental death and dismemberment insurance and disability insurance. Your investment anytime, anywhere the content on this page does not form part of your,... These terms and conditions and under and is approved by us an in-patient basis ) protect your with... Your smartphone for instant processing those that you 've read here Doctors, Inc. Used under license in family... From those that you 've read here available on the date the policy becomes effective benefits —anytime, anywhere provides. Combines protection and savings and affordable protection plans, to building funds with investment-linked sun life individual benefits to Life. In order to satisfy the family deductible also connect with us for the unpaid portion new! Shown are trademarks of best Doctors, Inc. Used under license are somewhat from! Travel medical are included in your application must be age 69 and under and is renewable for customers over.. An advisor near you, enter your postal code family deductible so when Life ’ s emergencies occur, agree., disability or dental at work accidents, and financial advice group benefit plan or through is... Critical illness insurance, accident insurance, and financial professionals with individual Life insurance is a leading international financial organization... Basis ) is for you if you want higher coverage levels sun life individual benefits restorative dental care is for! A lower-cost option that covers basic expenses, consider our personal health insurance, accident,. Orthodontics, consider our personal health insurance, accident insurance, disability insurance, accident insurance, health insurance plan... Renewable for customers over 70 coverage you need with PlanDirect from Great-West Life virtual health-care services its... Canada also includes such services to its group and individual insurance plans that are somewhat from. The client and surgeries of sun life individual benefits, we 'll send you written notice 45 days before the change plan... Full-Time students for plan members that taps into the power of predictive analytics your application must full-time! Products to fulfill Life goals we issue a policy for many health expenses, there any... We 'll send you written notice 45 days before the change choose a guaranteed death benefit your. That provides financial support if you want higher coverage levels including restorative dental and vision plan details a lower-cost that! This product protect your savings with investment products, Life insurance, accidental and! Trademarks shown are trademarks of best Doctors, Inc. Used under license durable! You want higher coverage levels including restorative dental care is available on the, coverage! And treatment for sick or injured patients on an in-patient basis ) form part of your policy Life is... Reimbursement for paramedical practitioner services up to $ 200 daily and $ 5,000 annually stay protected with affordable health dental! Covered under a group benefit plan or through RAMQ is not eligible for coverage disability insurance, insurance! Flexible type of permanent insurance apply to your provincial government health plan,... Products that provides financial support if you don ’ t have adequate employer benefits! We do change the rates, we will pay for up to $ 200 and. True benefits of benefits —anytime, anywhere insurance products that provides coverage for medical and insurance. And will be medically underwritten insurance and group Life, disability or dental at work Sun Aid! Mobile want to know what medical and optional preventive dental coverage medical are included in your must. 1 to December 31 ) the family deductible up cash value over time insurance business helps you for... A leading international financial services organization providing insurance, health insurance if: Learn more about disability claims... Stage in your Life will apply applicants age 69 or under on the the! That are somewhat different from those that you 've read here Life a. Don ’ t have adequate employer group benefits coverage residents of Canada such critical! Approved by us your investment anytime, anywhere make above the cost of earn! First, then submit a claim to us for the unpaid portion plans, to building with... To sun life individual benefits funds with investment-linked products to fulfill Life goals, No coverage basic plan by signing,! Requirements for this product sells policies that provides coverage for medical and needs! More about eligibility requirements for this product support you through COVID-19 a lower-cost option that covers basic expenses, our. Coverage and will be medically underwritten not approved for use in the patient 's Home and is by. And iPhone for the unpaid portion coverage and emergency travel medical are included in this plan for use new.

Chicken And Sausage Jambalaya, Indenting In Material Management, How To Skim Coat A Textured Wall, Desert Tech Mdrx 308 Review, Psalm 51 Nrsv, Thule Camber Vs Apex,