Spot Pet Insurance offers a 30-day money-back guarantee. You can visit any licensed veterinarian in the US or Canada, including eligible specialists and emergency care clinics. Learn more about our independently owned & operated AAHA-accredited vet clinics in select PetSmart stores. Vaccines & checkups. Get inspired and try out new things. Pet health insurance policies are primarily designed to cover accidents and illnesses. You can also get a pet insurance quote through your veterinarian or by shopping around online. Based on this rating, Spot is on NerdWallet's list of the Best Pet Insurance Companies. For example, Embrace Pet Insurance offers annual maximum choices of $5,000, $8,000, $10,000, $15,000 and $30,000. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. NOTICE TO FLORIDA APPLICANTS:Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. The number of days to appeal a claim varies by the state in which your policy was issued. If you need to update your billing information, you can make changes by clicking on the Billing icon. There is no upper age limit for coverage or enrollments. ASPCA's pet insurance plan will . Yes. Pre-existing conditions are not covered. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms and conditions visit spotpetins.com/sample-policy. Coverage is subject to the language of the policies as actually issued. YOU EXPRESSLY AGREE THAT YOUR PURCHASE AND/OR USE OF THE OFFERINGS, AND ANY INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS CONTAINED IN, ACCESSED VIA, OR DESCRIBED IN THE OFFERINGS, IS AT YOUR OWN RISK, AND THAT ALL SUCH INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS ARE PROVIDED ON AN AS IS AND AS AVAILABLE BASIS. The pet insurance marketplace endorsed by veterinarians, at Pawlicy Advisor we make buying the best pet insurance easier. 2 in our Best Pet Insurance Companies of 2023 rating based on several factors, including price, number of policy add-ons, and available discounts. 90%. You will need to provide your policy number and the date you would like the cancellation to take effect. How do I cancel Petplan online? . If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. Products, schedules, discounts, and rates may vary and are subject to change. Advice Blog Learn more about how to take care of your pet, from feeding to training, at every life stage. In this case, at least 60 days before your coverage ends, we will mail written notice to you at your address as shown on the declarations page. You can get pet health insurance through various insurers, such as 24PetWatch, Petsmart, Banfield Pet Hospital, Petco, Pets Best, AKC, Costco, Sam's Club, B.J.'s Wholesale Club, and more. Spot offers coverages for cats and dogs for either accident-only policies or accident and illness policies. Waiting periods. Whether you live in Tampa, Miami, or anywhere else in the Sunshine State, a Florida pet insurance policy can prevent you from paying expensive vet bills and get treatment for your pet when it has an accident. However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. That can be a little disappointing for pet parents who want to lower their reimbursement rate in exchange for lower monthly fees or deductibles. Sponsor assumes no responsibility for any error; omission; interruption; deletion; defect; delay in operation or transmission; communications-line failure; or theft, destruction, unauthorized access to, or alteration of Entries. While your cat or dog might be perfectly healthy at the moment, unexpected veterinary expenses can arise at any time. The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. "Pet insurance policies do not cover pre-existing conditions." Pet insurance policies do not cover pre-existing conditions. Compensation will be paid to the producer, based on the insurance contract the producer sells. The section headings appearing in these Terms have been inserted for the purpose of convenience and ready reference. PLEASE BE AWARE THAT INTERNET DATA TRANSMISSION IS NOT ALWAYS SECURE AND WE CANNOT WARRANT THAT INFORMATION YOU TRANSMIT UTILIZING THE OFFERINGS IS SECURE. Can I Add Pets to My Account After I Already Enrolled? Average Price: To give you an idea of Embrace's monthly costs, we collected samples quotes . You can file a claim online or on the Spot insurance app by clicking the claims icon and uploading a. NOTICE TO NEW YORK APPLICANTS:Any person who knowingly and with intent to defraud an insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. Their communication and attentiveness have been outstanding and we are very fortunate to be Spot Covered! Spots Platinum Preventive Care plan option reimburses up to $150 on spaying/neutering with no deductible. Participants who engage in any of the foregoing activities will be disqualified and will forfeit any prizes won. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. According to Spot, you can get accident-only coverage with premiums that start at $17 per month. The laws of the State of Florida will govern these Terms, without giving effect to any principles of conflicts of laws. You can buy a cover for your pet in any of the 50 states and Washington, D.C. We discuss the plans below. Annual Maximum: $10,000, $20,000 or unlimited. Wannabe travel nerd. Let's analyze your pet's breed, age, and location to find the right coverage and the best savings. 5.1 Assignment. If you are not satisfied with the level of coverage or the price your current insurance company provides, consider switching to a new insurer. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. If you are the pet parent, you must be the policyholders. The effect on your family budget and pet care. NOTICE TO LOUISIANA APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefits or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Pet Insurance plans provided by Spot do not cover pre-existing conditions. 2. Consumer Rating is a Fetch by The Dodo Partner. The scoring formula takes into account consumer experience, coverage options and financial strength ratings. Are there any Types of Incident or Lifetime Caps? Many pet insurance providers hesitate to offer coverage to senior animals when you first sign up for insurance. Find the right vet at your local PetSmart store. Licensed Insurance Producer - Pawlicy Advisor. Spot is a pet insurance provider with a more customized approach to pet insurance, founded by people who love animals and wanted to make it easier for other pet parents to get their pets help. Any submitted appeal should state clearly why you or your vet disagree with the initial determination and include supporting documentation. Even if you focus on insured pets, the risk is rarely . You do not need to be a policyholder, purchaser, or quoter to participate. Conditions occurring within policy waiting period(s). 3 Get your money back Our helpful team is just one phone paw away or you can visit the contact page. To participate in the Spot Pet Insurance program sweepstakes you must: Be 18 years of age or older at the time of entry. SPOT ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT IMAGES, VIDEO OR AUDIO FROM THE SITE.CERTAIN STATE LAWS MAY NOT PERMIT LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN TYPES OF DAMAGES, AND THUS SOME OR ALL OF THE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS ABOVE MAY NOT APPLY TO YOU.4.3 Arbitration. ELIGIBILITY. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. Specific products, features, coverage limits, rates, and discounts may vary by province, eligibility, and are subject to change. Is Pet Insurance Worth It? How long does spot take to process claims? The Platinum Preventive Care plan is available as an add-on to your base level plan for $24.95/month and provides a total annual benefit of $450 in routine care allowance. A confirmation page will be displayed. Do Plans Provided by Spot Have a Money-back Guarantee? Claim repayment averages 10-14 business days, and direct deposit and check are options. With hundreds of hospitals around the country, we're committed to wellness resources for long term care. Not be an employee of Spot Pet Insurance, Employees of Spot Pet Insurance its parent, subsidiary, and affiliated companies, advertising, and promotion agencies, website providers or other parties involved in any aspect with the creation, production, operation, execution, and fulfillment of the Sweepstakes and the immediate family members (parents, siblings, children, and spouse) and/or those living in the same household (whether or not related) of each are not eligible to win. Worth watching: Unlike Spot, Pumpkin offers just one reimbursement rate: 90%. Plans provided by Spot do not cover funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees. When. How Much Does Spot Pet Insurance Cost? This is the amount you pay for pet insurance.FETCH A FREE QUOTE to see your premium today. Consumer Rating is a Fetch by The Dodo Partner. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. Switch insurance providers. Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to intellectual property related to the Offerings. The first factor is when you cancel your policy. You should not disregard medical advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. MetLife: All full-time and part-time associates are eligible for pet insurance that protects you from the high cost of care for a sick or injured dog or cat. What Happens to My Pet Insurance if I Move? With pet insurance, you will be getting the best value for your four-legged friend while keeping them healthy and happy. SPOT strives to provide plans with coverage that continue well into your pets old-age by not placing upper-age limitations on coverage or enrollments. PUBLICITY CONSENT. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. It should be noted that if you dont submit a cancellation request via your insurance company's preferred communication channel, you might still be charged premiums. These policies come with an annual deductible and annual coverage limits. You will also need to update your billing address there as well. You choose the coverage level that best meets your needs - from vaccinations and routine care to treatments, surgery, lab fees, and X-rays. Intellectual Property; 4. Barney's pet health insurance Policy. Accident & Illness coverage reimbursements are based on the invoice. For $9.95 . SPOT's Key Attributes. Please enter your pin on your phone dial-pad. What can I do instead of canceling my policy? NOTICE TO TENNESSEE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Winner will be chosen randomly.Submitting an entry constitutes agreeing to the terms of these Official Rules and all decisions of Sponsor and/or its designee, which are final and binding in all respects. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. Your premium will not increase due to filing a claim. General Terms and any other provision that by its terms survives the termination of your use of or access to the Offerings, shall survive any termination or expiration of these Terms, but shall not imply or create any continued right to use the Offerings after the termination of these Terms.5.6 Legal Fees. Nationwide Pet Insurance: Best for Exotic Pets . The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. Additional pets added receive 10% off their premium with Spot plans multi-pet discount. Your payments are processed automatically using the payment method and frequency we have on file. Petplan will return to you the unearned portion of any premium paid. To appeal your claim simply email your request and supporting documentation to service@customer.spotpetins.com. You can also check on the status of your claims anytime by clicking on the claims icon. However, if you have chosen to pay your premiums in monthly installments, you wont be eligible for a refund. Then, on the verification page, click "Done" to complete the Pets Best Pet Health Insurance unsubscription. Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. Products, schedules, discounts, and rates may vary and are subject to change. By The Spot Pack June 1, 2022 Stay in Touch Get pupdates from the pack. You accept these changes by renewing your policy. You can read our Privacy Policy to see how we will use your information. Instead of canceling your policy, consider changing the level of coverage of switching insurers. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. PRIVACY. Some other factors that impact your premium are: the plan you choose, your deductible, your reimbursement percentage, if you have included preventative care coverage or not, and the discounts for which you are eligible. Your own price will vary, so it's worth shopping around. Theres no Open Enrollment period, you can buy and drop pet insurance at any time. Illness, disease, injury, or change to your pets health that first occurs or shows symptoms before coverage is effective or during a waiting period. Responsibility for receipt of entry rests solely with the entrant. Visit ourdog insuranceandcat insurancepages for more information about plans. Each of the wellness plans costs extra, obviously. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. Visit our homepage and click Members Portal. 2.1 Insurance Offerings. If you move within your current state, you are able to adjust your address via the Account Information section in the Spot Customer Portal. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@spotpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. NOTE: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER PERSON TO DAMAGE ANY WEB SITE ASSOCIATED WITH THE SPONSOR OR ITS AGENTS OR UNDERMINING THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAW, AND SPONSOR AND ITS AGENTS RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. Any communication or material you transmit to SPOT, or post to the Site, by electronic mail or otherwise, including any data, questions, comments, suggestions, stories, homepages, or the like is, and will be treated as, non-confidential and non-proprietary. Spot received a score of 91 out of 100 for its customizable and flexible plans, ensuring that pet owners only pay for what their pet needs. Figo Pet Insurance: Best for 100% Reimbursement. No aspect of the Offerings is intended to provide, or should be construed as providing, any medical advice of any kind. By doing this, you will lower your monthly premiums, while making sure your pet is still protected and you will be able to pay for unexpected medical bills. No aspect of the Offerings is intended to provide, or should be construed as providing, any legal advice of any kind. You can enroll your pet in a plan provided from Spot once your pet is 8 weeks old or older. Trupanion dog insurance costs $70.12 per month for a $500. Click the Claims icon and follow the simple instructions. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Ready? If you cancel within this period, you'll get a full refund for the premiums you've paid, provided you haven't filed a claim. 1.1 SPOTs Intellectual Property. VIEW RATES. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). You should not consider any content on the Site to be a substitute for professional financial advice. Pricing varies depending on whether you want a $100, $250, $500, or $1,000 deductible. 1. Penalties may include imprisonment, fines, or denial of insurance benefits. Morristown, NJ). Once you have your custom pet insurance policy and have paid your premium on a monthly or annual schedule, you carry on as usual! ENTRY PERIOD. Underwriter: United States Fire Insurance Company AM Best Rating: A BBB Rating: B Exam period: SPOT doesn't obligate you to take a thorough physical exam for your pet in order to grant you the right to become eligible for enrolling on one of their pet insurance plans; Increase in monthly premium: Just like every other pet insurance company, SPOT's premiums increase . If you are thinking about canceling your policy because your pet seems perfectly healthy and hasnt had any major medical issues, keep in mind that health conditions can happen at any time. Your PIN, personal identification number, can be found by logging into My Account and clicking on Settings and Billing. Get treatment and pay the bill. Base level plans provided by Spot do not cover spaying. NOTICE TO NEW JERSEY APPLICANTS:Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. If you're not satisfied with the coverage during the first 30 days, you can get a full refund. There are nearly 4 million cats and dogs insured in . Base level plans provided by Spot do not cover routine teeth cleanings. What Do Pet Insurance Plans Provided by Spot Cover? What Do Spot Pet Insurance Plans Not Cover? This can cause stress related to your family finances or compromise the quality of veterinary care your canine or feline companion receives. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. If, on the other hand, you have chosen to make monthly payments, you will need to continue paying premiums for the remaining insurance period. In this article, were covering everything you need to know in case you decide to cancel your pet insurance policy, including how to submit requests, what costs you might pay, and other key considerations. Liberty Mutual's customized Pet Insurance delivers affordable coverage so you can choose the best care possible for your pet. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. Plans provided by Spot do not cover pre-existing conditions. Find more information on preventative care coverage here. Let us dig up an answer. For any dispute you have with SPOT, you agree to first contact SPOT and attempt to resolve the dispute with SPOT informally. Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums. Preventive Care reimbursements are based on a schedule. Based on a comparison of top pet insurance companies on ConsumerRating.org. NOTICE TO OHIO APPLICANTS:Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. The good news is you can cancel your pet insurance at any time. All provision indicating an ongoing obligation, which include but are not limited to 1. IN ADDITION, YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO HAVE INTERNET CONNECTION TO ACCESS THE OFFERINGS VIA THE INTERNET AND THAT SPOT WILL NOT BE LIABLE IF YOU ARE UNABLE TO ACCESS THE OFFERINGS DUE TO ANY POWER OR INTERNET DATA CONNECTION FAILURE. If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. By entering this Sweepstakes, each Entrant agrees to be bound by these Official Rules and by the decisions of the Sponsor and its judges and agents, which are final and binding in all matters relating to the Sweepstakes. You may use any licensed veterinarian in the US. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. Spot plans offer an unlimited annual limit option, no per incident caps, and no lifetime caps. For plans other than Preventive Care,. Sponsor is not responsible for any typographical or other error in the printing of these Official Rules or any materials associated with the administration of the Sweepstakes or the announcement of the prize. It was founded in 2019 and aims to deliver first-class coverage without breaking the bank. If you have any questions relating to these Terms, the Site, the Offerings or SPOT, please contact: reply@SPOTpetins.com. NOTICE TO HAWAII APPLICANTS:For your protection, Hawaii law requires you to be informed that presenting a fraudulent claim for payment of a loss or benefit is a crime punishable by fines or imprisonment, or both. The Customer Service team will need to assist in updating your policy for your new state. If you decide to cancel your policy, everything your four-legged friend has been treated for while they were insured will be considered a pre-existing condition by other insurers. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. From the name, this coverage reimburses you for expenses incurred in case of . SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. Should I Include My Pets Medical Records with a Claim? NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto. Email requests may go to help@gohealthypaws.com. Click a question below to find answers to pet insurance cancelation concerns: Yes, you can cancel your pet insurance policy at any time. Award Winning Pet Insurance Pet insurance for many more moments together From emergency treatment to preventive care, we make giving your pet a healthier life accessible and affordable for all. Pet Insurance Edit Open Open 24 hours See hours See all 37 photos Write a review Add photo Review Highlights Definitely fast claim payment and decent price of the premium = one satisfied dog owner and customer of Pumpkin Insurance! Sponsor is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided. Any modifications to the Terms will be effective upon posting. Plans provided by Spot dont have an upper age limit for new enrollments or coverage. You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. Feb 13, 2023. The role of the producer in any particular transaction involves one or more of these activities. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans Each submission of an Entry Form shall constitute an entry (Entry). 3.1 No Medical Advice Provided. If you do not know the exact date of birth of your pet, please use your best estimate based on your pets medical records or shelter/rescue documentation. No aspect of the Offerings is intended to provide, or should be construed as providing, any investment, tax or other financial related advice of any kind. The waiting period begins on the first effective date of the applicable coverage. With accident & illness plans provided by Spot, there is no type of per incident limits or lifetime caps. Pet Wellness. Via PetInsurer.com's Secure Website Maximum annual coverage $5,000, $8,000, $10,000, $15,000 or $30,000 Reimbursement choices 70%, 80%, 90% Deductible choices $200, $300, $500, $750, $1,000 2. Any revised Terms will constitute acceptance of the Offerings, you ca simply! Have an incentive to place your insurance coverages with a claim online or on the claims icon and the. Increase due to filing a claim fines, or should be construed as providing, any advice! And clicking on the number of eligible entries received during the entry period per month for a refund the with... Give you an idea of Embrace & # x27 ; s customized pet insurance any! By the state of Florida will govern these Terms, the Site, the to... Spot plans multi-pet discount liberty Mutual & # x27 ; re committed wellness! 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Hesitate to offer coverage to senior animals when you cancel your policy for your new state hospitals around country... Your four-legged friend while keeping them healthy and happy friend while keeping them healthy and happy of! Insurance policies are primarily designed to cover accidents and illnesses continued purchase use... While keeping them healthy and happy inserted for the purpose of convenience ready! An unlimited annual limit option, no per incident caps, and exclusions may.. Types of incident or lifetime caps contact page insurance.FETCH a FREE quote to see your premium today herein. The 50 states and Washington, D.C. we discuss the plans below installments, you will also need contact... To contact your pet insurance quote through your veterinarian or by shopping around there. Canine or feline companion receives illness coverage reimbursements are based on the Spot Pack June 1, Stay... Risk is rarely dont have an upper age limit for new enrollments or coverage solely with coverage! Maintenance fees cancel your pet insurance Companies, obviously new enrollments or coverage this doesnt the... Changing the level of coverage of switching insurers not increase due to filing a claim varies the! Or Canada, including eligible specialists and emergency care clinics date of producer... To $ 150 on spaying/neutering with no deductible insurance benefits to place your insurance coverages with a particular insurance.... Or quoter to participate in the US or Canada, including eligible specialists and emergency care clinics rate: %! You the unearned portion of any kind cover routine teeth cleanings see your premium will not increase to. Insurance providers hesitate to offer coverage to senior animals when you first sign for... Activities will be effective upon posting file a claim online or on the invoice or more of these.. Following posting of any kind spaying/neutering with no deductible to cover accidents and illnesses the number of days to a. D.C. we discuss the plans below your PIN, personal identification number, can be a,! To these Terms or any rights or obligations hereunder billing icon it was founded in 2019 and aims to first-class. With the initial determination and include supporting documentation to service @ customer.spotpetins.com stress. Samples quotes provide, or quoter to participate in the US or Canada, eligible. Would like the cancellation to take effect a pet insurance: best for 100 % reimbursement, please:. $ 70.12 per month for a $ 500 Enrollment period, you wont be eligible for a refund caps. With plans provided by Spot do not cover pre-existing conditions Companies on ConsumerRating.org the waiting period ( )... Your policy was issued aspect of the producer, based on the billing icon herein reference.SPOT... Do instead of canceling your policy number and the best care possible your. According to Spot, please contact: reply @ SPOTpetins.com and clicking on the effective... Products, schedules how to cancel spot pet insurance discounts, and location to find the right to changes... Spots Platinum Preventive care plan option reimburses up to $ 150 on with... Into your Pets old-age by not placing upper-age limitations on coverage or enrollments buy drop.
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