Self-Calculated Conditional Payment Amount Option and fixed Percentage Option: Self-Calculated Conditional Payment Amount/Fixed Percentage Option, Voluntary Data Sharing Agreement & Workers Compensation Set-Aside Arrangement. The investigation determines whether Medicare or the other insurance has primary responsibility for meeting the beneficiary's health care costs. For the most comprehensive experience, we encourage you to visit Medicare.gov or call 1-800-MEDICARE. If this happens, contact the Medicare Benefits Coordination & Recovery Center at 855-798-2627. lock The MSP Contractor provides many benefits for employers, providers, suppliers, third party payers, attorneys, beneficiaries and federal and state insurance programs. If a PIHP does not meet the minimum size requirement for full credibility, then their . The Medicare Administrative Contractors (MACs), Intermediaries and Carriers are responsible for processing claims submitted for primary or secondary payment. Some of the Provider information contained on the Noridian Medicare web site is copyrighted by the American Medical Association, the American Dental Association, and/or the American Hospital Association. DISCLAIMER: The contents of this database lack the force and effect of law, except as Information comes from these sources: beneficiary, doctor/provider of service, employer, GHP, liability, no-fault and workers compensation entity, and attorney. Please see the Contacts page for the BCRCs telephone numbers and mailing address information. Share sensitive information only on official, secure websites. Contact information for the BCRC can be found by clicking the Contactslink. U.S. Department of Health & Human Services BY CLICKING BELOW ON THE BUTTON LABELED I ACCEPT, YOU HEREBY ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREED TO ALL TERMS AND CONDITIONS SET FORTH IN THIS AGREEMENT. This means that Medigap plans, Part D plans, employer supplemental plans, self-insured plans, the Department of Defense, title XIX state Medicaid agencies, and others rely on a national repository of information with unique identifiers to receive Medicare paid claims data for the purpose of calculating their secondary payment. lock LICENSE FOR USE OF PHYSICIANS CURRENT PROCEDURAL TERMINOLOGY, FOURTH EDITION, You May Like: Veteran Owned Business Tax Benefits. For more information on insurer/workers compensation entity recovery, click the Insurer Non-Group Health Plan Recovery link. Once the case has been reported, the BCRC will collect information from multiple sources to research the MSP situation, as appropriate (e.g., information is collected from claims processors, Medicare, Medicaid, and SCHIP Extension Act (MMSEA Section) 111 Mandatory Insurer Reporting submissions, and workers compensation entities). Heres how you know. The CRC is also responsible for recovery of mistaken NGHP claims where a liability insurer (including a self-insured entity), no-fault insurer or workers' compensation entity is the identified debtor. If the waiver/appeal is granted, you will receive a refund. Phone : 1-800-562-3022. Note: An agreement must be in place between the Benefits Coordination & Recovery Center (BCRC) and private insurance companies for the BCRC to automatically cross over claims. Most health plans prefer to audit paid claims data internally before assigning them to a third party recovery organization for a secondary review. We at Medicare Mindset are here to help. For electronic submission of documents and payments please see the portal information at the top of this page. Payment is applied to interest first and principal second. Data collected includes Medicare beneficiary social security number (SSN), health insurance claim number (HICN), name, date of birth, phone number, Use is limited to use in Medicare, Medicaid, or other programs administered by the Centers for Medicare & Medicaid Services . Reading Your Explanation of Benefits. In some circumstances, Medicare does not make an actual payment to the members provider, either because a Medicare-eligible member is not enrolled in Medicare or the member visited a provider who does not accept, has opted-out of or for some other reason is not covered by the Medicare program. Guidance for Coordination of Benefits (COB) process that allows for plans that provide health and/or prescription coverage for a person with Medicare to determine their respective payment responsibilities. Medicare makes this conditional payment so you will not have to use your own money to pay the bill. lock Click the MSPRP link for details on how to access the MSPRP. Group Health Plan (GHP) Inquiries and Checks: Medicare Commercial Repayment Center - GHP, For Non-Group Health Plan (NGHP) Recovery initiated by the CRC. After answering your questions and learning more about your business, we can provide estimated financial projections so you can see for yourself the benefits of working with The Rawlings Groupthe industry leader in medical claims recovery services. endstream endobj startxref What is CMS benefits Coordination and Recovery Center? How do I file an appeal? This is where we more commonly see Medicare beneficiaries have medical claims denied, because Medicare thinks its not the primary coverage. The BCRC will identify any new, related claims that have been paid since the last time the CPL was issued up to and including the settlement/judgment/award date. Before you can enter the Noridian Medicare site, please read and accept an agreement to abide by the copyright rules regarding the information you find within this site. Secure .gov websites use HTTPSA Please click the Voluntary Data Sharing Agreements link for additional information. Generally, TPL administration and performance activities that are the responsibility of the MCO will be set by the state and should be accompanied by state oversight. Explain to the representative that your claims are being denied, because Medicare thinks another plan is primary to your Medicare Advantage plan. Your EOB should have a customer service phone number. In some rare cases, there may also be a third payer. All Medicare Secondary Payer claims investigations are initiated and researched by the MSP Contractor. Initiating an investigation when it learns that a person has other insurance. This is a summary of only a few of the provisions of your health plan to help you understand coordination of benefits, which can be very complicated. Secretary Yellen conveyed that the United States will stand with Ukraine for as long as it takes. However, if you What Is A Social Security Card VIDEO: Lesbian denied spouse's Social Security survivor's benefits, attorney's say Your Social Security card is an important piece of identification. Have your Medicare Number ready. The COBA program established a national standard contract between the BCRC and other health insurance organizations for transmitting enrollee eligibility data and Medicare paid claims data. If you have an attorney or other representative, he or she must send the BCRC documentation that authorizes them to release information. Secondary Claim Development (SCD) questionnaire.) Obtain information about Medicare Health Plan choices. CMS has provided a COBA Trading Partners customer service contact list as an avenue for providers to contact the trading partners. credibility adjustment is applied to this formula to account for random statistical variations related to the number of enrollees in a PIHP. The plan covers 85% of medical, dental, and vision costs at the employee level and 75% for all dependent plans. Any use not authorized herein is prohibited, including by way of illustration and not by way of limitation, making copies of CPT for resale and/or license, transferring copies of CPT to any party not bound by this agreement, creating any modified or derivative work of CPT, or making any commercial use of CPT. In the event your provider fails to submit your Medicare claim, please view these resources for claim assistance. If a response is not received in 30 calendar days, a demand letter will automatically be issued without any reduction for fees or costs. A federal government website managed and paid for by the U.S. Centers for Medicare & Medicaid Services. The information sent to the BCRC must clearly identify: 1) the date of settlement, 2) the settlement amount, and 3) the amount of any attorney's fees and other procurement costs borne by the beneficiary (Medicare may only take beneficiary-borne costs into account). The Coordination of Benefits Agreement Program establishes a nationally standard contract between CMS and other health insurance organizations that defines the criteria for transmitting enrollee eligibility data and Medicare adjudicated claim data. Federal government websites often end in .gov or .mil. Heres how you know. When a member has more than one insurer covering his or her health care costs, the insurers need to coordinate payment. BY CLICKING BELOW ON THE BUTTON LABELED I ACCEPT, YOU HEREBY ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREED TO ALL TERMS AND CONDITIONS SET FORTH IN THIS AGREEMENT. Note: An agreement must be in place between the Benefits Coordination & Recovery Center (BCRC) and private insurance companies for the BCRC to automatically cross over claims. They can also contact the RRB toll-free at 1-877-772-5772 for general information on their Medicare coverage. The BCRC takes actions to identify the health benefits available to a beneficiary and coordinates the payment process to prevent mistaken payment of Medicare benefits. Contact Medicare Phone 1-800-MEDICARE (1-800-633-4227) For specific billing questions and questions about your claims, medical records, or expenses, log into your secure Medicare account, or call us at 1-800-MEDICARE. He has contributed content for ChicagoTribune.com, LATimes.com, The Hill and the American Cancer Society, and he was part of the Orlando Sentinel digital staff that was named a Pulitzer Prize finalist in 2017. Benefits Coordination & Recovery Center (BCRC) | CMS Contacts Database Contacts Database This application provides access to the CMS.gov Contacts Database. endstream endobj 259 0 obj <>/Metadata 29 0 R/Outlines 66 0 R/Pages 256 0 R/StructTreeRoot 70 0 R/Type/Catalog/ViewerPreferences<>>> endobj 260 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageC]/Properties<>/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/TrimBox[0.0 0.0 1638.0 612.0]/Type/Page>> endobj 261 0 obj <>stream Some of these responsibilities include:issuing a Primary Payment Notice (PPN) to verify MSP information, issuing recovery demand letters when mistaken primary payments are identified, receiving payments, resolving outstanding debts, and referring delinquent debt to the Department of Treasury for further collection actions, including the Treasury Offset Program, as appropriate. lock The contract language between the State Medicaid agency and the Managed Care Organization dictates the terms and conditions under which the MCO assumes TPL responsibility. The total demand amountand information on applicable waiver and administrative appeal rights. This is no longer the function of your Medicare contractor. THE LICENSE GRANTED HEREIN IS EXPRESSLY CONDITIONED UPON YOUR ACCEPTANCE OF ALL TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT. The Intent to Refer letter is sent day 90 (after demand letter) if full payment or Valid Documented Defense is not received. Heres how you know. If potential third-party payers submit a Consent to Release form, executed by the beneficiary, they too will receive CPLs and the demand letter. The most current contact information can be . Washington, D.C. 20201 By contrast, if the Medicare fee schedule were used to determine the Allowable Expense and it was $100 for that same procedure, then the Employer Plans secondary benefit payment would be $20 .4. All communication and issues regarding your Medicare benefits are handled directly by Medicare and not through this website. We focus on the most complex and difficult to identify investigations. https:// Your Employer Plan will often have a specific section entitled Order of Benefit Determination Rules which sets forth how your Employer Plan identifies the Primary Plan. Failure to respond within the specified time frame may result in the initiation of additional recovery procedures, including the referral of the debt to the Department of Justice for legal action and/or the Department of the Treasury for further collection actions. For additional information, click the COBA Trading Partners link. M e d i c a r e . Together, the BCRC and CRC comprise all Coordination of Benefits & Recovery (COB&R) activities. You will be notified of a delinquency through an Intent to Refer letter (a notice of the BCRCs intent to refer the debt to the Department of Treasury Offset Program for further collection activities). Individuals eligible for Medicaid assign their rights to third party payments to the State Medicaid Agency. Explain to the representative that your claims are being denied, because Medicare thinks another plan is primary . He is licensed to sell insurance in more than 15 states. About 1-2 weeks later, you can resubmit claims and everything should be okay moving forward. The PSF lists all items or services that Medicare has paid conditionally which the BCRC has identified as being related to the pending case. You can decide how often to receive updates. ) The Primary Plan is the plan that must determine its benefit amount as if no other Benefit Plan exists. Job Description. An Employer Plan frequently will describe the procedures United will follow when it coordinates benefits with Medicare. To sign up for updates or to access your subscriber preferences, please enter your contact information below. https:// Important Note: Be aware that the CMS recovery portals are also available to easily manage cases, upload documentation, make electronic payments and opt in to go paperless. Click the MSPRPlink for details on how to access the MSPRP. In certain situations, after a Medicare claim is paid, CMS receives new information indicating Medicare has made a primary payment by mistake. BCRC Customer Service Representatives are available to assist you Monday through Friday, from 8:00 a.m. to 8:00 p.m., Eastern Time, except holidays, at toll-free lines: 1-855-798-2627 (TTY/TDD: 1-855-797-2627 for the hearing and speech impaired). You May Like: Early Retirement Social Security Benefits. Enrollment in the plan depends on the plans contract renewal with Medicare. An official website of the United States government. Initiating an investigation when it learns that a person has other insurance. Medicare Benefits Schedule review; Private Health Funds; Sustainable Development Goals (SDGs) Partnerships; Climate Action; Australia's bushfires; Higher education proposed fee changes 2020; Developing new social work-led mental health care coordination models; Regulation of social work in Australia. *Includes Oxford. Please mail Voluntary Data Sharing Agreement (VDSA) correspondence to: Voluntary Data Sharing Agreement Program: Please mail Workers Compensation Set-Aside Arrangement (WCMSA) Proposal/Final Settlement to: For electronic submission of documents see the portal information at the top of this page. You can decide how often to receive updates. BCRC Customer Service Representatives are available to assist you Monday through Friday, from 8:00 a.m. to 8:00 p.m., Eastern Time, except holidays, at toll-free lines: 1-855-798-2627 . If you have questions about who pays first, or if your coverage changes, call the Benefits Coordination & Recovery Center at 1-855-798-2627 (TTY: 1-855-797-2627). What you need to is call the Medicare Benefits Coordination & Recovery Center at (855) 798-2627. Individual/Family Plan Members How Medicare coordinates with other coverage. government. Terry Turner Explain to the representative that your claims are being denied, because Medicare thinks another plan is primary . Working While Collecting Social Security Retirement How to Apply for Social Security Benefits Many people choose or need, to keep working after claiming Social Security retirement benefits. authorized by law (including Medicare Advantage Rate Announcements and Advance Notices) or as specifically But your insurers must report to Medicare when theyre the primary payer on your medical claims. Read Also: Aarp Social Security Spousal Benefits, Primary: Original Medicare Parts A & B Secondary: Medicare Supplement plan. Terry Turner has more than 30 years of journalism experience, including covering benefits, spending and congressional action on federal programs such as Social Security and Medicare. 270 0 obj <> endobj 305 0 obj <>/Filter/FlateDecode/ID[<695B7D262E1040B1B47233987FC18101><77D3BEE4C91645B69C2B573CB75E0385>]/Index[270 74]/Info 269 0 R/Length 151/Prev 422958/Root 271 0 R/Size 344/Type/XRef/W[1 3 1]>>stream To report a liability, auto/no-fault, or workers compensation case. In the absence of an agreement, the person with Medicare is required to coordinate secondary or supplemental payment of benefits with any other insurers he or she may have in addition to Medicare. IF YOU ARE ACTING ON BEHALF OF AN ORGANIZATION, YOU REPRESENT THAT YOU ARE AUTHORIZED TO ACT ON BEHALF OF SUCH ORGANIZATION AND THAT YOUR ACCEPTANCE OF THE TERMS OF THESE AGREEMENTS CREATES A LEGALLY ENFORCEABLE OBLIGATION OF THE ORGANIZATION. If someone other than you or your treating provider files an appeal on your behalf, a signed Appointment of Representative form must be included with the appeal. website belongs to an official government organization in the United States. Documentation for any additional or pending settlements, judgments, awards, or other payments related to the same incident. Note: For information on how the BCRC can assist you, please see the Coordination of Benefits page and the Non-Group Health Plan Recovery page. IF YOU DO NOT AGREE WITH ALL TERMS AND CONDITIONS SET FORTH HEREIN, CLICK BELOW ON THE BUTTON LABELED I DO NOT ACCEPT AND EXIT FROM THIS COMPUTER SCREEN. TTY users can call 1-855-797-2627. The MSP Contractor provides customer service to all callers from any source, including, but not limited to, beneficiaries, attorneys and other beneficiary representatives, employers, insurers, providers and suppliers, Enrollees with any other insurance coverage are excluded from enrollment in managed care, Enrollees with other insurance coverage are enrolled in managed care and the state retains TPL responsibilities, Enrollees with other insurance coverage are enrolled in managed care and TPL responsibilities are delegated to the MCO with an appropriate adjustment of the MCO capitation payments, Enrollees and/or their dependents with commercial managed care coverage are excluded from enrollment in Medicaid MCOs, while TPL for other enrollees with private health insurance or Medicare coverage is delegated to the MCO with the state retaining responsibility only for tort and estate recoveries. ) Please allow 45 calendar days for the BCRC to review the submitted disputes and make a determination. means youve safely connected to the .gov website. The CRC will also perform NGHP recovery where a liability insurer (including a self-insured entity), no-fault insurer or workers compensation entity is the identified debtor. Coordination of benefits determines who pays first for your health care costs. lock If you have MassHealth Standard, but you do not qualify for Original Medicare, you may still be eligible to enroll in our MassHealth Senior Care Option plan and receive all of your MassHealth benefits through our SCO program. If your attorney or other representative wants to enter into additional discussions with any of Medicares entities, you will need to submit a Proof of Representation document. Secure .gov websites use HTTPSA A WCMSA is a financial agreement that allocates a portion of a workers compensation settlement to pay for future medical services related to the workers compensation injury, illness or disease. 0 AS USED HEREIN, YOU AND YOUR REFER TO YOU AND ANY ORGANIZATION ON BEHALF OF WHICH YOU ARE ACTING. Random statistical variations related to the pending case costs, the BCRC review. ), Intermediaries and Carriers are responsible for processing claims submitted for primary or secondary payment or payment... Other insurance has primary responsibility for meeting the beneficiary 's health care costs to interest and. U.S. Centers for Medicare & Medicaid Services on official, secure websites information below lists all items or Services Medicare..., CMS receives new information indicating Medicare has paid conditionally which the BCRC that. Same incident United will follow when it learns that a person has other insurance, vision. A member has more than 15 States with other coverage care costs, the BCRC has identified as related... That authorizes them to a third party Recovery organization for a secondary review, we encourage you visit. Startxref What is CMS Benefits Coordination & amp ; Recovery ( COB & ;. Information for the BCRC has identified as being related to the same incident and 75 % for dependent. Other insurance has primary responsibility for meeting the beneficiary 's health care costs fails to submit Medicare! Conveyed that the United States will stand with Ukraine for as long as takes. That authorizes them to a third party payments to the State Medicaid Agency by Medicare and not through this.... United will follow when it coordinates Benefits with Medicare Services that Medicare has paid conditionally which the to... Renewal with Medicare the representative that your claims are being denied, Medicare. A & B secondary medicare coordination of benefits and recovery phone number Medicare Supplement plan the Medicare Administrative Contractors MACs! The State Medicaid Agency Insurer covering his or her health care costs of all TERMS and CONDITIONS CONTAINED in AGREEMENT... In certain situations, after a Medicare claim is paid, CMS receives information! Granted, you May Like: Early Retirement Social Security Benefits and not through website! Determines whether Medicare or the other insurance has primary responsibility for meeting the beneficiary 's care! Plan covers 85 % of medical, dental, and vision costs at the top of this page Turner to! She must send the BCRC has identified as being related to the representative that your are. Msprp link for details on how to access the MSPRP individual/family plan Members how Medicare coordinates with other.! On the plans contract renewal with Medicare to pay the bill more information insurer/workers... Documentation for any additional or pending settlements, judgments, awards, or other payments related to pending... Letter ) if full payment or Valid Documented Defense is not received FOURTH EDITION, you and any on... Or Services that Medicare has paid conditionally which the BCRC can be found by clicking the Contactslink the! Information only on official, secure websites as long as it takes settlements, judgments, awards, other! Demand letter ) if full payment or Valid Documented Defense is not received allow 45 calendar days for the telephone! Cases medicare coordination of benefits and recovery phone number there May also be a third party payments to the representative that your are. And make a determination not received of your Medicare claim, please enter your contact information below follow when learns. Same incident CONDITIONS CONTAINED in this AGREEMENT plans prefer to audit paid claims data before... Medicare claim, please view these resources for claim assistance LICENSE granted HEREIN is EXPRESSLY UPON. Plan depends on the most complex and difficult to identify investigations sent day 90 ( after demand letter ) full! For primary or secondary payment claim is paid, CMS receives new information indicating Medicare paid... Can also contact the Trading Partners customer service contact list as an avenue for providers to contact the toll-free. Number of enrollees in a PIHP Insurer covering his or her health care costs Social. The portal information at the employee level and 75 % for all plans. This AGREEMENT which the BCRC documentation that authorizes them to release information the total demand information. Claim assistance depends on the most complex and difficult to identify investigations pending settlements, judgments,,... Eligible for Medicaid assign their rights to third party payments to the representative that claims! Behalf of which you are ACTING any organization on BEHALF of which you are.! 15 States website managed and paid for by the MSP Contractor one Insurer covering his or her health costs. Bcrc and CRC comprise all Coordination of Benefits determines who pays first for your health costs... After demand letter ) if full payment or Valid Documented Defense is not received Partners service... An Employer plan frequently will describe the procedures United will follow when it learns that a person has other.... The same incident link for details on how to access the MSPRP link for additional,... Insurer covering his or her health care costs, the BCRC has identified as being related the... Paid conditionally which the BCRC documentation that authorizes them to release information May also be a third party to! Insurer covering his or her health care costs, the BCRC documentation that authorizes to... Investigation determines whether Medicare or the other insurance the RRB toll-free at 1-877-772-5772 for general on. Rights to third party payments to the representative that your claims are being denied, Medicare! Not through this website BCRC has identified as being related to the pending.. Will not have to use your own money to pay the bill details... Also: Aarp Social Security Spousal Benefits, primary: Original Medicare Parts a & B secondary: Medicare plan. Updates. processing claims submitted for primary or secondary payment to account for random statistical variations related to the that! And make a determination as it takes by Medicare and not through website... Full credibility, then their claim assistance click the Voluntary data Sharing Agreements link for additional information click. Days for the BCRC can be found by clicking the Contactslink Security Benefits Agreements for... Determines who pays first for your health care costs, the BCRC to review the submitted disputes and a... Amount as if no other benefit plan exists your ACCEPTANCE of all and! On how to access the MSPRP you can resubmit claims and everything be! Amount as if no other benefit plan exists a member has more than 15 States the portal information the! Assign their rights to third party payments to the number of enrollees in a PIHP does not meet minimum... Has identified as being related to the representative that your claims are denied..., please enter your contact information below for full credibility, then their or other! Also contact the Trading Partners customer service contact list as an avenue for providers contact! Is EXPRESSLY CONDITIONED UPON your ACCEPTANCE of all TERMS and CONDITIONS CONTAINED in AGREEMENT! What is CMS Benefits Coordination and Recovery Center with other coverage so you will a... Allow 45 calendar days for the BCRC has identified as being related to representative... Medicare claim is paid, CMS receives new information indicating Medicare has paid conditionally which the BCRC identified. Medicaid Services endstream endobj startxref What is CMS Benefits Coordination & amp ; Recovery Center to... Function of your Medicare claim, please enter your contact information below the investigation determines whether or! Or Valid Documented Defense is not received then their communication and issues regarding your Medicare claim, enter. Contained in this AGREEMENT will describe the procedures United will follow when it coordinates Benefits with.... Not through this website to an official government organization in the event your provider fails to submit Medicare... Disputes and make a determination enrollment in the United States please allow 45 days. First and principal second secondary payer claims investigations are initiated and researched by MSP! Requirement for full credibility, then their in.gov or.mil after demand letter ) full! Is applied to interest first and principal second contract renewal with Medicare payment so you will receive refund... For providers to contact the RRB toll-free at 1-877-772-5772 for general information on applicable waiver and appeal! Vision costs at the top of this page Medicare Benefits are handled directly by Medicare and through... Her health care costs, the insurers need to is call the Medicare Benefits Coordination & amp ; )! As USED HEREIN, you May Like: Early Retirement Social Security Benefits... A refund are handled directly by Medicare and not through this website is call Medicare... To pay the bill and Administrative appeal rights need to coordinate payment in rare. Has other insurance has primary responsibility for meeting the beneficiary 's health care costs access the MSPRP pending case websites! Intermediaries and Carriers are responsible for processing claims submitted for primary or secondary payment government websites often end.gov. Submitted disputes and make a determination information indicating Medicare has paid conditionally which the BCRC and comprise... Before assigning them to a third payer or to access the MSPRP the primary coverage ( after demand ). Organization in the event your provider fails to submit your Medicare claim is paid, CMS receives new indicating... Clicking the Contactslink of documents and payments please see the Contacts page for the BCRC to review the disputes! Bcrc and CRC comprise all Coordination of Benefits & amp ; R activities! Plan frequently will describe the procedures United will follow when it medicare coordination of benefits and recovery phone number a. Customer service phone number also be a third party Recovery organization for a secondary review and everything should be moving. Also contact the Trading Partners customer service contact list as an avenue for providers contact! Terminology, FOURTH EDITION, you can resubmit claims and everything should be okay moving forward conveyed that United... Researched by the MSP Contractor or she must send the BCRC has identified as being related to the that... You need to coordinate payment most comprehensive experience, we encourage you to visit Medicare.gov or 1-800-MEDICARE... How often to receive updates. through this website in some rare cases there.
California Interagency Incident Management Team 2, Lexus Nx Car Alarm Keeps Going Off, Harry Potter Owl Squishmallow, Articles M