Looking to move to another city, I found myself traveling from one address to another, from one city to another. Write reviews, ask and respond to questions, This makes us one of the best choices for people who are amateurs in investing in gold, silver, and other precious metals. Birch Gold Group - Best for New Investors. In American Hartford Gold, you have an extraordinary company.. an organization with a .999 reputation and that reputation, in my opinion, is truly deserved. If this should be Gold/Silver it would be accumulating value which its not due to being inactive. Based in Los Angeles, California and founded in 2015, this firm aims to help people with diversifying their investments and retirement plans with precious metals. Be the first one to find this review helpful. Thank you for taking the time to leave us a review, Jeanette! Some of which include Google and Trustpilot. Thank you for taking the time to leave us a review, Mark. Everything was done professionally with clear, simple instructions. The company is also accredited by ConsumerAffairs, and client feedback has a 4.7 out of the 5-star average. VanessaBenedict.com is a content publisher and does not offer personal financial advice or endorse the purchase or sale of securities or investments for any particular individual. He was amazing. Amongst other services, they provide their customers with help in rolling over their existing retirement accounts to a Gold . How Do I Open A Gold IRA In American Hartford? Hartford Gold provides multiple services to clients. HGG is a California limited liability company with a principal place of business in Los Angeles, California. Thank you for choosing American Hartford Gold. From Precious Metals IRAs to direct purchases of gold and silver, Goldco have helped thousands of Americans diversify and protect their 401k, IRA, and retirement savings accounts every day. Currently, on the Business Consumer Alliance (BCA) website, they have the best rating of AAA. If you do not agree with these terms, then do not use our website and/or services. Is Hartford HealthCare affiliated with Hartford Hospital? Price charts for silver, platinum, and gold. Required fields are marked *. Thank you for taking the time to leave us a review, Bertrand. 6890 Blvd, The Bronx, NY 1058 New York, USA, See our full list of the top 5 precious metals investment companies here (for IRAs AND non IRAs), Services Offered by American Hartford Gold, American Hartford Gold Fees and Investment Options. By continuing to use this website, you agree to UniCourts General Disclaimer, Terms of Service, However, it averages $75 per year. American Hartford Gold is located in Los Angeles, California, but the companys services are not location-specific. You can read our review of American Hartford gold here. 2018-01-30, Kern County Superior Courts | Labor | Plus it was an IRA rollover which to my mind made it more complex. Their extensive knowledge of the innings of the industry can give you peace of mind when investing. The company also offers Gold and Silver IRAs that is a great alternative to traditional IRA, which focuses mainly on stocks, bonds, and several other standard investments. Compensation, along with hours of in-depth editorial research, determines where & how companies appear below. . HARTFORD, Conn., February 28, 2023--Insurity, a leading provider of cloud-based software for insurance carriers, brokers, and MGAs, today announced that Aite-Novarica Group has recognized Sure . Our guide can help you get started with a Gold IRA. American Hartford Gold: Best Gold IRA Company and most trusted overall Birch Gold Group : Excellent Customer Service #1 Augusta Precious Metals : Editors Choice - Best Prices and Fees overall The company claims not to charge any other additional fees. This is how we maintain our free service for consumers. You can invest a minimum of $10,000 whether for your gold IRA or a non-IRA account. Diversify and protect your 401k, IRA, and retirement savings accounts. You also need to remember that IRS rules apply for gold IRA; this means you may face penalties if you decide to withdraw earlier. Hartford American Gold is unquestionably a recognized leader in precious metals mining and IRA mining and gold mining, earning an excellent A rating from the non-profit Business Consumer Alliance. American Hartford Gold doesn't share their price listing with their customer on their online catalog. The American company Hartford Gold Group has been known for many years for supporting the association with the help of Bill OReilly, a well-known American television and radio journalist. ROBERT SCHEFF VS THE HARTFORD GOLD GROUP, LLC. Cheese Championship. Overview, The Attractiveness Of Your Least Favorite Watch As A Store Of Value, Protect your retirement with gold, see how here. Normally, I would have taken much longer to think over this important decision, but because Zach's level of care was so outstanding, it made going with American Hartford Gold a no-brainer with easy-to-follow, logistically smooth, sequential steps. To see if you're legible for extra coverage, consult with one of our highly-rated specialists. Every penny of my original remittance was enclosed. get quotes and more. Gold RIA fees are tier-based. I will pass on your commendation to him. As of now, the American Hartford Gold Group is known as one of the better-rating gold IRA companies in the industry. You can open a new account or roll over an existing IRA or eligible 401(k). At AHG, we make sure that everyone on our team provides the best services to all our clients, and we are thrilled to hear that Nathan and Jesse went above and beyond and exceeded your expectations! Gold and silver fact sheets and analysis. It went against over 2,200 other cheese . We have an excellent rapport with all our professional . they've settled a total of $177,937 out of $354,487.00 that was in dispute. But he was patient enough and he made good recommendations so I went ahead and got what I got. Please feel free to contact us if you have any questions in the future, we would be more than happy to assist you. American Hartford Gold Group, LLC, a subsidiary of American International Group (AIG), filed for Chapter 11 bankruptcy on Sept. 3, 2009. These products include physical gold, silver . I would highly recommend this team to everyone! Most customer complaints against the company are about something other than the company . Curaleaf Hartford, located at 92 Weston St, is the Company's second dispensary to serve adult-use consumers in Connecticut and the first dispensary in the capital city to offer adult-use products . ? Gold, silver and platinum coins and bars may appreciate, depreciate or stay the same depending on a variety of factors. We would be more than happy to be of service to you. Moreover, although the price of the currency fluctuates, the value of gold decreases less and less. American Hartford Gold is a solid choice if youre looking to buy precious metals or open a precious metals IRA. It is a rare metal that has value. You would need to pay the ongoing rate if you want to purchase any precious metal products. I was told that that wasn't the best time since prices were very low and if possible I should hold for a much longer term. You need to know whats going on with clients, competitors, practice locations, and industries. HGG sells precious metals, primarily gold and silver. 2020-08-21. American Hartford Gold stands out from other wealth management firms with similar offerings because it combines expert industry knowledge with the personalized care of a family-owned and operated business. 2019-09-13. Are silver ETFs listed on any stock exchanges? I was told I would get an email with a tracking number when they got shipped. I have now made a couple purchases with American Hartford. This question seeks to answer the question of the legitimacy of the American Hartford group as a private investment company. Get The FREE 2022 Gold IRA Kit Americans Are Using to Protect Their Retirement Savings . Goldco is a leader in the precious metals industry and has a long history of helping clients protect their golden age savings. Please feel free to contact us if you have any questions, we would be more than happy to assist. They make it easy to sign up for a precious metals IRA and can facilitate a rollover in as little as 3 days. It was estimated American Hartford would owe $32.6 billion in unpaid claims, $19.8 billion to AIG policyholders and $13.8 billion to other creditors. They specialize in the sale of precious metals and help their clients convert 401,000 IRAs into precious metals. Noble Gold was formed by Collin, who is determined to run a company that is different from the rest. We would highly recommend American Hartford Gold!! 3 complaints for American Hartford Gold Group. Because of American Hartford Gold's integrity, company transparency and the best customer care I have ever experienced by Zach **, I used all funds available. Memorandum - DEFENDANT'S MEMORANDUM IN SUPPORT OF MOTION TO COMPEL ARBITRATION OF PLAINTIFF'S INDIVIDUAL CLAIMS AND TO DISMISS THE PUTATIVE CLASS CLAIMS, Declaration - DECLARATION OF ADAM ROSE IN SUPPORT OF DISMISSAL OF CLASS ACTION, Brief - DEFENDANT'S REPLY BRIEF IN SUPPORT OF MOTION TO COMPEL ARBITRATION OF PLAINTIFF'S CLAIMS, AND TO DISMISS THE PUTATIVE CLASS CLAIMS; SUPPLEMENTAL DECLARATION OF JENNIFER REUBEL; SUPPLEMENTAL, Opposition - OPPOSITION TO DEFENDANT'S MOTION TO COMPEL ARBITRATION TO INDIVIDUAL CLAIMS, AND TO DISMISS THE PUTATIVE CLASS CLAIMS, Stipulation and Order - STIPULATION AND ORDER FOR DISMISSAL, Minute Order - MINUTE ORDER (NON-APPEARANCE CASE REVIEW), Certificate of Mailing for - CERTIFICATE OF MAILING FOR (NON-APPEARANCE CASE REVIEW) OF 07/22/2021, Clerks Certificate of Service By Electronic Service, Minute Order - MINUTE ORDER (NON-APPEARANCE CASE REVIEW RE: JOINT STATUS REPORT), Minute Order - MINUTE ORDER (HEARING ON MOTION TO COMPEL ARBITRATION), Supplemental Declaration - SUPPLEMENTAL DECLARATION OF ELIZABETH MEDINA IN SUPPORT OF DEFENDANT'S MOTION TO COMPEL ARBITRATION AND TO DISMISS THE PUTATIVE CLASS CLAIMS, Supplemental Declaration - SUPPLEMENTAL DECLARATION OF JENNIFER REUBEL IN SUPPORT OF DEFENDANT'S MOTION TO COMPEL ARBITRATION AND TO DISMISS THE PUTATIVE CLASS CLAIMS, Declaration - DECLARATION OF KEVIN SULLIVAN IN SUPPORT OF PLAINTIFF'S OPPOSITION TO DEFENDANTS' MOTION TO COMPEL ARBITRATION, Notice - NOTICE OF ENTRY OF ORDER GRANTING STIPULATION AND ORDER RE: DEFENDANT'S MOTION TO COMPEL ARBITRATION OF PLAINTIFF'S INDIVIDUAL CLAIMS, AND TO DISMISS THE PUTATIVE CLASS CLAIMS, Stipulation and Order - STIPULATION AND ORDER TO CONTINUE DEFENDANT'S MOTION TO COMPEL ARBITRATION OF PLAINTIFFS' INDIVIDUAL CLAIMS, Cases involving business agreements or economic torts. Get buying tips about Gold IRA Companies delivered to your inbox. American Hartford Gold Group is a place where you can grow and earn money. He is extremely knowledgeable, genuinely nice, always helpful and willing to do whatever he can for his customers. As CEO of the American Hartford Gold Group, Sanford is responsible for excellence in the overall strategic direction of the jewelry industry, attracting the most ethical, not to mention the most qualified, talented in the industry, or now the maximum satisfaction of new customers. But so far in 2016, the price of gold has risen by 25%,driven in part by economic concerns immediately following the UKs decision to leave the European Union. Additionally, the Inc 5000 named American Hartford Gold as #74 among the fastest-growing private financial services companies in the USA. On August 21, 2020, KEVIN SULLIVAN filed a trade complaint against AMERICAN HARTFORD GOLD GROUP. I will make sure they receive your commendation. We hope that in the future well be able to provide a comparably excellent experience. For, "Protecting your retirement savings has never been more important. Investing with Patriot Gold Group. I spoke subsequently with Sean ** who emailed me several booklets of information about the metals market that I read at my leisure and he followed up with a phone call within a few days. Hartford Gold Group is also a family business based in Los Angeles, California. On 08/21/2020 KEVIN SULLIVAN filed a Contract Business lawsuit against AMERICAN HARTFORD GOLD GROUP. Hats off to Zach for a comfortable experience in what would have otherwise been a research-intense, analytical process over time. Privacy: You are guaranteed full non-disclosure of purchases or any transaction. Noble Gold not only serves our own customers, but also consults financial agents, estate planning attorneys and certified public accountants regarding various aspects of precious metals. A+ Rating from BBB, 5-Star Reviews - Outstanding Customer Service. Rosa Mexicano Restaurants, a NYC based, successful casual fine dining restaurant group known for outstanding hospitality and service and for offering an authentic menu that the Zagat Survey calls, "the gold standard of upscale modern Mexican cuisine", with locations in New York, New Jersey, Massachusetts, Pennsylvania, and Maryland, seeks a Front of House Manager for our location in West . To get the price match guarantee call American Hartford Gold Group at 866-210 . Also would like my remaining Gold/Silver assets liquidated so I can roll my cash position back into my old existing IRA. If you would like to discuss concerns with them, please contact Jessica Kozlowski with Operations at Jessica@hgoldgroup.com. Sign up for free now, Sign up for free to participate on the website. Talk to one of our Account Executives about your needs, Find out the benefits of Gold & Silver and which option is best for you, Receive delivery and take physical control of your gold and silver. When a client clocks 59 and half years old, they become eligible to receive their physical metals. UniCourt uses cookies to improve your online experience, for more information please see our Privacy Policy. SEE AMERICAN HARTFORD GOLD DEAL > Our Partner. This case was filed in Los Angeles County Superior Courts, Spring Street Courthouse located in Los Angeles, California. Biden Fires Warning Shot for Retirees . He was friendly and engaging. I'm not a wealthy investor but I would expect to be treated with the same treatment as someone of very high net worth. Sean worked tirelessly with me with patience, understanding, giving me his full attention to my many, many questions and making himself available to me at any time through the whole process of my purchase even when I knew he was extremely busy. Although the company has only been around for a short time they have received a lot of good reviews. Although we do think that American Hartford Gold is a solid company, we believe that there are better companies out there to make your investment with. American Hartford Gold Group values customer experience and takes all complaints and reviews very seriously. The company offers a buyback guarantee and doesnt charge fees to open an account or ship your metals to the depository. American Hartford Gold Group offers just what they say they do, a price match guarantee. The company boasts of highly-trained and experienced employees and an easy and effective onboarding process. All our questions were answered. Oxford Gold . CRI measures the company's customer satisfaction abilities through BCAs complaint mediation process. Are You at Risk? It also received a 5-star customer satisfaction rating from various platforms. Their primary focus is on helping investors buy silver, gold, and other precious metals to expand their investment portfolios, invest in precious metal IRAs, and establish an economic have for their future. For others, taking on several employments opportunities may be the ideal way to go about this, while others focus on investment. Hartford Faux Leather Ottoman Bed in Single, Small Double, Double and King Sizes; plus Money Saving Mattress OfferThe Hartford bed frame is not only a comfy place to sleep at night but also provides a handy amount of essential storage.Wrapped in a fashionable faux leather fabric, the frame comes in a cool choice of go-with-everything grey, edgy black or sumptuous chocolate to suit your sleep . See if American Hartford Gold made it on our list this year! 7th Floor Los Angeles, CA 90064 | Get Directions (800) 462-0071 http://www.americanhartfordgol. We have a promotional relationship with some of the offerings featured on this site. These aren't lame price match offers with loopholes that you have to jump through. We appreciate your feedback, and we are so glad that we were able to be of assistance to you. I understand that there are some delays because from wherever they're coming, a lot of people are doing the same thing I'm doing. American Hartford Gold Group is a precious metals company based in Los Angeles, California. The rating is based solely on the level of complaints received, which as of 2020, is zero. The case status is Other. Our online catalog for precious metals does not provide a price list; it is advisable to consult with our company representative to get accurate pricing. Hartford Gold operates like any other investment company. 2023 American Hartford Gold. If you have an IRA, 401(k . It is for this reason that working with the right company can yield better results. A gold IRA lets you invest in precious metals in a tax-advantaged way and store them at a secure facility. Thank you for taking the time to leave us a review, Leo. In the proper context of personal injury law, a specific class action is a case in which a large number of people who have suffered the same or similar injuries form a single unit of plaintiffs against whom a municipal action is brought, usually several companies. The American Hartford Gold Group is a family-owned business revolving around the precious metals industry, headed by its CEO, Sanford Mann and President, Scott Gerlis. On 08/21/2020 KEVIN SULLIVAN filed a Contract Business lawsuit against AMERICAN HARTFORD GOLD GROUP. At AHG, we make sure that everyone on our team provides the best services to all our clients, and we are thrilled to hear that Ted and Sean went above and beyond to meet your expectations! Resolution Sought Purchasing coins and bars in gold and silver without setting up an IRA is also an option if youre nervous about the stability of banks. AHG has since contacted the custodian and removed the placeholder, so that all metals purchased can now be viewed in inventory, and the accountholder is aware of this. 3 complaints against American Hartford Gold Group, RESPONSE: Agreed to make an adjustment American Hartford Gold strongly believes that a knowledgeable client is a successful client. Oxford Gold Group is one of the older gold IRA account providers, having been in business for almost 20 years. We strive to be transparent and fair every step of the way, and we are glad that you had a great representative like Anthony to give you the information and advice you needed. AHG records indicate that metals for our customer's purchase were in fact shipped to the depository, and unfortunately the custodian's "placeholder" remained long after. Where is the American company Hartford Gold Group valued? Here are some gold bars and coins you can purchase via American Hartford Gold: Australian Wildlife Gold- The Perth Mint mints this gold coin and it is available as a .25-ounce coin. Diversify and protect your 401k, IRA, and retirement savings accounts Get The FREE 2022 Gold IRA Kit Americans Are Using to Protect Their Retirement Savings With a 401(a)* defined contribution plan, you can save money by investing for tax-advanced retirement. You also need to do your research on the various products to have background information on what you are getting into. As things worked out and after the deal was closed, it occurred to me that there were elements of the arrangement that worried me. When looking to buy and sell precious metals, it is advisable to research a reputable and legitimate dealer or company to represent your interest in the deal. Rating - based on 2 reviews & complaints. 2020-12-10, Los Angeles County Superior Courts | Labor | American . Your email address will not be published. Regularly published news articles focus on the precious metal industry. Who are the top 5 gold producing countries. There was absolutely no pressure whatsoever, only informative, well-grounded answers, as well as prompt responses. CEO Sanford Mann has over 10 years of experience in the precious metals sector. Thank you for taking the time to leave us a review, Nancy. The Complaint Resolution Index (CRI) is an indicator on how responsive a company is in addressing and resolving customer complaints brought to their attention by BCA. How To Change Investments In Fidelity IRA, Non Working Spouse Ira Contribution Limits 2022, Are Bonuses Subject To Simple Ira Contributions. The sr Closers are supportive of all new hires and will mentor you if you show interest. The entire investment process can be strenuous, especially if you don't have prior background in the field. However, American Hartford prides itself in something other players may not have. They have been in business since 2015, one of the best companies in the area. But I have not received any yet. However, it averages $75 per year. Here are the basic steps: At the age of 59, youre eligible to either receive your physical metals or liquidate an amount you choose. Goldco - Most Trustworthy, Best Advisors & Best Prices. The Hartford Gold Group, LLC, A California Limited Liability Company, et al. I was told by Blake (Hartford Gold POC) that I took a distribution which I in fact did not on this account but did on my Roth account. Our team offers investors a simple way to set up their gold IRA. Some of our popular investments include; Through the company website, clients can also access valuable information on how to use precious metals for survival. The judge in charge of this case is YVET M. PALAZUELOS. If you do not agree with these terms, then do not use our website and/or services. The Judge overseeing this case is YVETTE M. PALAZUELOS. American Hartford Gold has an A+ rating with the Better Business Bureau and has a 5-star customer satisfaction rating on multiple review platforms like Trustpilot and Google. The company has consistently high ratings from customers, and it offers a buyback commitment. It continues to be accredited by the Better Business website, which has given it an A+ rating. DAVID MARTELL VS THE HARTFORD GOLD GROUP, LLC, A CALIFORNIA LIMITED LIABILITY COMPANY, ET AL. They made it easy, and after calling around to a couple outfits, they had the best pricing. As a result of this interaction, I was very pleased with my final decision and investment. We hope that in the future well be able to provide a comparably excellent experience. No matter how small or irrelevant my questions seemed, he patiently answered everything thoroughly, never skipping any detail. Fortunately, the American Hartford Gold Group is not one of them! He guided my husband and I through the process expertly. On Wednesday, Beau Clark was spotted out and about in Los . Law360 provides the information everyone needs to stay the expert and outperform the competition. The company's website provides visitors with sufficient information on gold IRAs. That means $10,000 in FREE silver on a $100,000 order. We are thrilled John was able to make your experience seamless. Need appropriate cash or metals restored to my account or cash or take back all metals and restore my SEP to $101,025,64.amount before theft by deception took place. American Hartford Gold charges no additional fees: like most gold IRA . The American Hartford Gold Investors class action lawsuit, on behalf of investors, alleges violations of the Racketeer Influenced and Corrupt Organizations Act (RICO) and Securities Act violations. I, then, sent a pre-arranged sum and agreed, in writing, to purchase a specified amount of bullion. The Judge overseeing this case is YVETTE M. PALAZUELOS. American Bullion. Public Records Policy. And the best part of all, documents in their CrowdSourced Library are FREE! get quotes and more. A concept we at Hartford Gold have banked on to ensure clients withdraw from their accounts without paying any penalties. American Hartford Gold. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. With 38 closed customer complaints on the Better Business Bureau site, the company is showing positive customer support. It is for this reason that American Hartford Gold was founded. I was told there would be a transaction fee of about 200.00 I was never told of any spread. American Hartford Gold offers precious metals and gold IRAs. The website does provide price charts for gold, silver and platinum, though. The fees for storing your gold depend on who you choose as a depositary and the kind of storage you prefer. $121,000. Most clients visiting our website are new to investing in precious metals or are looking for more information before making a final purchase. This case was heard in the Los Angeles County Superior Courts, at the Spring Street Courthouse in Los Angeles, California. This is a favorable amount, considering there are companies with a minimum of $50,000 for new customers. Thank you for taking the time to leave us a review, Jason. The case status is Pending - Other Pending. Since gold and silver have some intrinsic value, these metals are often used as investments in case the dollar or banks fail. Metals are typically sold in coin or bar form. Key points from our review: Near pristine ratings from online ratings firms: A+ rating with the BBB, 5 stars on Google, and 5 stars on Trustpilot. Please feel free to contact us if you ever have any questions, we would be more than happy to assist. I want a reasonable profit back. American Buffalo, provides a visual display of an expansive range of gold American Buffalo products and combination sets.. America the Beautiful, is a 5oz silver coin based on the 50 State Quarters Program produced by the U. S. Mint.. International, provides a visual display of popular silver coins that US Gold Bureau offers for sale, from Austria, Australia, and Canada. Case Details Parties Documents Dockets Discover the 2022 IRS Loophole Thousands of Americans Are Using to Protect Their Retirement Savings. Fortify your IRA by adding physical gold and silver. Accounts can be handled over the phone or through its website. They have achieved a lot in a short time and this has been recognized by Inc. 5000 who ranked them America's #1 fastest growing private Gold Company in both 2021 and 2022. Jun 10, 2022 On 08/21/2020 KEVIN SULLIVAN filed a Contract - Business lawsuit against AMERICAN HARTFORD GOLD GROUP. Our team is passionate about providing all of our clients with a seamless, five-star experience and Steven will be pleased to know that he surpassed your expectations. Noble Gold. does not provide investment, legal, retirement planning, or tax advice. I don't do business with anyone who would scam me like that. Feb. 24, 2023 Updated: Feb. 24, 2023 12:16 p.m. 13. Review Summary: American Hartford Gold Group is a relative newcomer to the gold ira scene, having only been in business since 2015. Here are a few key steps to follow. Hartford Gold has, over the years, maintained an impressive track record, scoring highly in most performance and consumer ratings. Disclaimer: Many or all of the companies listed here may provide compensation to us. Available Coverage Options . American Hartford Gold offers a simple way to set up your gold IRA. The judge in charge of this case is YVET M. PALAZUELOS. 20STCV47377. Prices collapsed in order to continue the recovery of the economy. The Product Specialist will help you develop documents for the Open Individual.The total IRA required for this type of retirement account. This was first time I heard this. Login. How to set up a Gold IRA account with American Hartford Gold Step 1: Fill out the form Provide some basic information by filling out their Gold IRA Account Form Step 2: Speak with an expert Their expert will get in touch with you and clear your queries and help you decide on your opening investment amount Step 3: Fund the Account During our research, experts looked for companies focused on transparency and honesty in the investment community. We appreciate all our loyal clients feedback, continued business and trust in AHG. You also need to keep in mind that previous track records ay not necessarily mean excellent future performance. However, they have their shortcomings which have resulted in various complaints. Most investment companies offer their clients an option to liquidate their investment, something American Hartford Gold doesn't encourage or offer. Clients are also offered a free shipment of precious metals to the depository location. The Judge overseeing this case is YVETTE M. PALAZUELOS. American Hartford Gold is a Los Angeles, California-based family-run business that helps people looking to invest in precious metals. they have a 5-star rating based on 10 positive reviews. As a complete novice in the gold and silver market, I was very pleased to work with both Ted ** and Sean ** in my quest to learn more about this type of investment. [1] Goldline had more than 300 employees last year, generating $825 million in revenue, according to the Los Angeles Business Journal, which means sixth year of operation, according to the Los Angeles Business Journal. One of our strongest selling points is the onboarding process. Goldco - Best for Online Reviews. Gold and silver IRA $10,000 $180 per annually. These benefits include; Hartford Gold does not disappoint when it comes to customer service. I found this out when my specialist said there was a spread of 20.
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